How to refinance your SMSF loan

Using an SMSF (Self Managed Super Fund) loan can be a fantastic way to buy property. It enables you to boost your assets in superannuation property. But as time goes by, you may realise you’re not getting the best value for your money. Your interest rate on the loan may be too high and with limited lenders in the market it’s challenging to get a good deal.

Thankfully, there is a way to ease the stress of paying back your SMSF loan. It is possible to refinance your SMSF loan and get a lower interest rate. Sometimes you just need to know where to look or who to ask for advice.

Whilst you can’t increase your loan size with an existing SMSF fund, we can certainly ensure you are receiving the best possible loan option. Here at Sprint Finance, our dedicated Mortgage Brokers can help you refinance your current SMSF loan. Our team of Loan Specialists can help find new options for you to refinance so you can secure a lower interest rate. Contact us today to find out more.

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Our process

Get in touch

Contact Nathan at Sprint Finance to book a consultation and look into your current financial situation. At the end of the session, you’ll have knowledge and tools to implement changes immediately that will have a positive impact.

First assessment

If options are available, we provide suggestions and request additional documents with financial details.

Lender comparison

After comparing dozens of lenders, we provide you with a shortlist of loan options.

Loan application

We prepare your loan application, arrange for it to be signed and sent to the lender.

Application review

Allow up to 2 weeks for the process – though we aim to have this done in a shorter frame of time.

Loan approval & settlement

Approval for your loan is obtained and loan documents are sent. Your loan will be settled a short time later.

Talk to one of our Loan Specialists to find out more about SMSF refinancing.

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Why choose us?

Keeping it simple

We make things simple by guiding you through every step for refinancing your SMSF loan.

Experienced

Talk to a Loan Specialist with over a decade of experience in SMSF lending.

Fast service

Get fast approval for an SMSF loan to purchase your new home sooner.

Talk online

Our services can be conducted online via webchat and video conferencing.

Kind words from our customers

Frequently asked questions

A Mortgage Broker acts as a middleman between the borrower and the lender/bank. They will take the time to assess your financial situation by collecting all the relevant paperwork. After an initial assessment, they provide their recommendations for the best SMSF refinancing options available. These recommendations are based on your financial situation, purchasing power, and future investment goals. Long-term goals for paying off a house or purchasing more property in the future should all be taken into consideration. 

You should first get in touch with a mortgage broker before you start looking for and bidding on houses. A mortgage broker will assess your financial situation and evaluate your purchasing power. If you already have a loan setup, then a Mortgage Broker can also assist you with funding refinancing options. 

Yes, we can. Our staff can arrange a time and meeting location appropriate for you. We are not limited by standard business hours.

Our staff are available for appointments 7 days a week. Our aim is to fit around your busy work schedule so there’s no need to arrange for time off work. We can come to your house 7 days a week when it’s convenient for you.

We will not charge you a fee for our service. Sprint Finance is paid a commission by the lender you choose. Details of this commission will be fully disclosed to you when you first get in touch with our service. Government and lender fees and charges will apply to your home loan. We will take the time to explain these fees and charges to you in greater detail if you need us to.

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