Refinancing to ensure you have the right loan structure in place is the most important thing any property owner can do.Whilst we will always try to get you a better rate than you’re currently offered we also take a look at how the loan is structured- does it allow extra payments? Are there penalties for paying the loan out early? Is your loan hedged against future rate rises?
If you already own 2 or more properties you may already be familiar with this, but what you might not know is that in most cases your home that you’ve worked so hard to pay off is completely secured against your investment properties (cross collateralisation) – this effectively gives the bank full control over your home in the event of an issue with one of your investment property loans.
Contact us today and see how we can help fix this for you and ensure that your home is as secure as it possibly can be.